Have your say | Kōrero mai

Have your say on changes to regulations and monetary policy. Your feedback will help us make informed decisions.

To view closed consultations from 2009 to 2023, visit our website.

Reserve Bank of New Zealand - Te Pūtea Matua past consultations

Open consultations

Deposit Takers Non-Core Standards

This consultation paper outlines our policy proposals for 9 non-core Deposit Taker Standards that set some of the minimum requirements that deposit takers must comply with. The non-core standards are the next in the series of standards following the May 2024 consultation on the four core standards . Read the consultation paper Deposit Takers Non-Core Standards consultation paper (PDF, 3MB) How to have your say You can have your say using the online...

Crisis management under the Deposit Takers Act 2023 - Issues Paper

This issues paper on Crisis Management under the Deposit Takers Act 2023 sets out key issues for operationalising the crisis management regime in the DTA. In particular, it discusses: a staged response to managing deposit takers in different levels of financial distress or other difficulties potential updates to our existing resolution tools, including those used to help recapitalise a failed deposit taker without relying on public funds ...

Exchange Settlement Account System (ESAS) access review

We are now consulting on our revised access policy and whether it is easy to follow. This is the second consultation in the review. We are also asking for feedback on what clarity and guidance would be useful to help navigate the application process. We will then consider feedback and finalise the access policy. Because ESAS comes under the Financial Market Infrastructures Act (2021), we need to consult with and seek approval from RBNZ’s Board. While we are considering...

Closed consultations

Alternate formats consultation for digital cash in New Zealand

We are inviting disabled people and their whānau and support persons to have their say on digital cash in New Zealand. Digital cash would be a new type of money in addition to banknotes and coins, and the electronic money in your bank account, but it will not replace physical banknotes and coins. We have put together information in alternate formats to help you tell us what you think. You can view and download information in New Zealand Sign Language (NZSL), Easy Read,...

Exposure draft of the second amendment of the ISS

We are consulting on an exposure draft of the second amendment of the Interim Solvency Standard 2023 (ISS). The second amendment aims to address issues with the in-force standard to ensure that the ISS is fit for purpose. This consultation gives stakeholders an opportunity to review the changes we have made in response to the feedback received from the first consultation last year and from an external review. We have published the following documents as part of the...

Guidance Note – Designations under the Financial Market Infrastructures Act

As part of the implementation of the Financial Market Infrastructures Act 2021, we are consulting on a draft guidance note regarding designations. This explains the roles of the Reserve Bank and Financial Markets Authority, and the approach the two agencies take when FMIs are designated. Guidance Note – Designations under the Financial Market Infrastructures Act 2021 (PDF, 122KB) Any queries, please contact RBNZ at fmioversight@rbnz.govt.nz and FMA at ...

Deposit Takers Core Standards

We are consulting on policy proposals for new prudential standards made under the Deposit Takers Act 2023 (DTA). The standards will replace our existing prudential requirements. Unlike most of our existing prudential requirements, the standards will be secondary legislation. This consultation covers the 4 core Deposit Takers Standards. We will use these standards to license existing banks and NBDTs under the new regime. The DTA modernises our regulatory framework to protect...