Have your say | Kōrero mai

Have your say on changes to regulations and monetary policy. Your feedback will help us make informed decisions.

To view closed consultations from 2009 to 2023, visit our website.

Reserve Bank of New Zealand - Te Pūtea Matua past consultations

Open consultations

Deposit Takers Core Standards

We are consulting on policy proposals for new prudential standards made under the Deposit Takers Act 2023 (DTA). The standards will replace our existing prudential requirements. Unlike most of our existing prudential requirements, the standards will be secondary legislation. This consultation covers the 4 core Deposit Takers Standards. We will use these standards to license existing banks and NBDTs under the new regime. The DTA modernises our regulatory framework to protect...

Digital cash in New Zealand | Moni-matihiko

At the Reserve Bank - Te Pūtea Matua, we're looking at digital cash. It would be an electronic version of cash, issued by the Reserve Bank of New Zealand, but it would not replace cash. We are in stage 2 of a multi-year, multi-stage process of considering digital cash. We've developed some principles and design options for New Zealand’s digital cash, and we want you to tell us if we have got it right and what it would mean for you. There are many details to work out before...

Closed consultations

Depositor Compensation Scheme Regulations

We are consulting on policy proposals for regulations under the Deposit Takers Act 2023 (DTA). The DTA creates a new prudential regime by: integrating the currently separate regimes for banks and non-bank deposit takers, and introducing the Depositor Compensation Scheme (DCS). Regulations are necessary to bring the DCS into being. Many of the regulations are technical in nature. The DCS will protect customers for up to NZ$100,000 per customer, per...

Tara-ā-Umanga Business Expectations Survey

We’re investing in a Business Expectations Survey, Tara-ā-Umanga, to better understand the economic outlook held by key decision makers. This will make a third Te Pūtea Matua Reserve Bank of New Zealand expectations survey, alongside our household survey, Tara-ā-Whare, and our longstanding Survey of Expectations, which focuses on the views of experts, such as professional forecasters, economists, and industry leaders. This survey is an expansion in our knowledge...

Deposit Takers Act 2023 - Proportionality Framework Consultation

We asked for feedback on our proposed proportionality framework for developing standards for deposit takers under the Deposit Takers Act 2023. This consultation closed on 25 September 2023. You can read a summary of submissions and find more information on our website. Deposit Takers Act 2023 - Proportionality Framework Consultation

Depositor Compensation Scheme Development of Regulations

We asked for feedback on the development of regulations for the Depositor Compensation Scheme (DCS) under the Deposit Takers Act. The consultation covered 2 key issues to support the introduction of the DCS: Statement of Funding Approach Levy Framework This consultation closed on 25 September 2023. You can read a summary of submissions and find more information on our website. Depositor Compensation Scheme Development of Regulations