DTA and DCS consultation hub

Here you can find all consultations on the Deposit Takers Act (DTA) and Depositor Compensation Scheme (DCS). We look forward to your input.

The Deposit Takers Act 2023 received Royal Assent on 6 July 2023. We are currently drafting regulations and standards to support the DTA and DCS. This is the secondary legislation or rules that deposit takers must follow.

Over the next few years, we will consult on various aspects of the legislation. We will ask the banking industry and the wider community for feedback. This will make sure the rules will work in practice. If you have any questions about our consultations, please email dta@rbnz.govt.nz.

See the full DTA/DCS programme timeline on our website.

Closed consultations

DTA Crisis Preparedness package

On 18 June 2026, we opened consultation on a Crisis Preparedness package supporting implementation of the Deposit Takers Act 2023 (DTA). The package includes the following: Crisis...

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DTA Standards exposure drafts (tranche 3)

On 18 June 2026, we opened consultation on tranche 3 of the Deposit Takers Act 2023 (DTA) standards and guidance exposure drafts. This is the final tranche of DTA draft standards and guidance that...

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Due Diligence Guidance

The Due Diligence Guidance provides guidance on how directors can exercise due diligence to ensure that the deposit taker complies with its prudential obligations. This is consistent with section 97...

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