The Deposit Takers Act 2023 received Royal Assent on 6 July 2023. We are currently drafting regulations and standards to support the DTA and DCS. This is the secondary legislation or rules that deposit takers must follow.
Over the next few years, we will consult on various aspects of the legislation. We will ask the banking industry and the wider community for feedback. This will make sure the rules will work in practice. If you have any questions about our consultations, please email dta@rbnz.govt.nz.
See the full DTA/DCS programme timeline on our website.
Open consultations
DTA Crisis Preparedness package
On 18 June 2026, we opened consultation on a Crisis Preparedness package supporting implementation of the Deposit Takers Act 2023 (DTA). The package includes the following: Crisis Management Framework overview An overview of the Crisis Management Framework to provide context for the policy proposals, which follow feedback on our 2024 Crisis Management Issues Paper (PDF, 1.16MB). Crisis Preparedness Standard Proposed policy on detailed requirements for...
DTA Standards exposure drafts (tranche 3)
On 18 June 2026, we opened consultation on tranche 3 of the Deposit Takers Act 2023 (DTA) standards and guidance exposure drafts. This is the final tranche of DTA draft standards and guidance that will be issued in 2027. Crisis preparedness standards will be issued separately in 2028. The consultation package includes a cover note and the following exposure draft standards and guidance. Cover note Provides background on the consultation, sets out the rationale behind the...
Closed consultations
Due Diligence Guidance
The Due Diligence Guidance provides guidance on how directors can exercise due diligence to ensure that the deposit taker complies with its prudential obligations. This is consistent with section 97...
DTA Standards exposure drafts (tranche 2)
On 26 February 2026, we opened consultation on Tranche 2 of the Deposit Takers Act 2023 (DTA) Standards. This consultation package includes exposure drafts of the: Governance...
Group Supervision Policy for deposit takers
This consultation paper outlines how we propose to supervise New Zealand deposit takers in group structures, particularly those that have subsidiaries that operate overseas. The Deposit Takers...